How to Evaluate Whether Allegations in a Complaint Trigger a Duty to Defend

When you’re facing an insurance coverage lawsuit, it can be unclear whether the allegations in the complaint actually trigger the insurer’s duty to defend. This guide walks through how to evaluate the complaint step by step so you can understand how courts analyze the duty to defend and what it means for your insurance coverage and potential bad faith exposure. ReferU.AI can help you quickly review allegations, spot key coverage issues, and organize the facts you need to assess the duty to defend with confidence.